Monthly Archives: July 2022

Important Changes to Medical Debt Reporting


Medical collections are very common. But, they have historically been an impediment to obtaining a home loan on the best possible terms from a lender, and they do affect your credit scores. Starting July 1, 2022, zero balance medical debt … Continue reading

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Bank Statements and Transaction History Reports


What is the difference between a bank statement and a transaction history report, and why do I need to provide them to my mortgage lender? A bank statement is either a paper statement you have received in the mail, or an … Continue reading

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